In-Office Dental Plan

Affordable Dental Care Without Insurance

At Lena D. Karkalas, DDS, we believe quality dental care should be accessible to everyone. Our In-Office Dental Plan is designed for individuals, families, and businesses who want comprehensive dental benefits without the restrictions and frustrations of traditional dental insurance.

Enjoy preventive care, exclusive savings, and peace of mind with a membership plan designed around your oral health needs.

Benefits of Our Membership Plan

No waiting periods

No annual maximums

No pre-existing condition exclusions

No claim forms or insurance paperwork

No hassles dealing with insurance companies

Immediate eligibility upon enrollment

15% savings on most dental services

Membership Options

Basic Membership

Included annually:

  • Yearly dental X-rays
  • Full mouth series every 36 months
  • Two periodic examinations per year
  • Two routine dental cleanings per year*
  • One fluoride treatment annually for children up to age 14

*Routine prophylaxis only. Advanced hygiene services such as scaling and root planing or full-mouth debridement are not included.

Periodontal Membership

Included annually:

  • Yearly dental X-rays
  • Full mouth series every 36 months
  • Two periodic examinations per year
  • Two routine dental cleanings per year
  • Two periodontal maintenance visits per year

Member Savings

As a Dental Plan member, you’ll receive:

15% Off Most Dental Services

Our membership discount applies to many services provided in our office, including:

Diagnostic Services

Preventive Dentistry

Restorative Dentistry

Cosmetic Dentistry

Who Can Join?

Anyone can enroll in our In-Office Dental Plan.

This membership is ideal for:

Individuals without dental insurance

Families seeking affordable dental coverage

Small business owners and employees

Patients who have exhausted their annual insurance benefits

Important Plan Information

This plan is administered exclusively through the office of Lena D. Karkalas, DDS and is not dental insurance.

Limitations & Exclusions

Patients who choose to utilize dental insurance for treatment will be subject to their insurance plan’s rates, copays, deductibles, and limitations rather than the membership discount.

Services performed by specialists or providers outside our practice are not covered.

Dental procedures completed before or after an active membership period are not eligible.

Services covered through workers’ compensation, government programs, or other benefit sources are excluded.

Membership discounts cannot be combined with insurance benefits or other third-party payment programs.

Membership Policies

Membership automatically renews annually unless cancelled in writing.

Cancellation requests should be submitted at least 30 days before the renewal date.

Missed appointments without 48-hour notice may be subject to a $70 fee.

Membership may be terminated for repeated missed appointments, abuse of benefits, or failure to pay membership fees or treatment balances.

Membership fees are non-refundable once services have been utilized.

Pricing and plan details are subject to change.

Ready to Enroll?

Take control of your dental health with affordable coverage and valuable savings through our In-Office Dental Plan.

Contact our Providence, RI office today to learn more about membership pricing and enrollment options.